---
title: ADHD and managing money
description: "ADHD can make it hard to manage money and stick to a budget. Learn why some people with ADHD often overspend and have trouble with money management.\n"
slug: adhd-money-management
author: Gail Belsky
reviewer: Jim Rein, MA
published: '2019-08-05T15:57:45.354Z'
thumbnail: https://cdn-images.understood.org/p0qf7j048i0q/7aiewbLG6GrN8G3sOnjk3P/e5e0d3486302065d3a496d41236d3ab2/G624889302.png
source_url: https://www.understood.org/en/articles/adhd-money-management
lang: en
---

# ADHD and managing money

ADHD doesn’t make it hard to understand math or work with money. But it can make it difficult to *manage* money. 

There are a few reasons for that. Managing money is complicated. It involves a lot of executive function skills, which people with [ADHD](https://www.understood.org/en/articles/what-is-adhd) struggle with. 

You need to know and remember how much money you have and be realistic about how much you can afford to spend. You have to create a budget and then stick to it. And you need to keep track of managing your money as you go.

The impulsivity that comes with ADHD can lead people to splurge or overspend. Wishful thinking can play a role, too: “It’ll be fine if I go over budget this one time. I can be a little late paying the rent.” 

Trouble managing money doesn’t mean that people with ADHD are irresponsible (although it might look that way). But they may need tools and guidance to come up with a budget and stay on track.

---

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